How Companies Turn Your Facebook activity Into a Credit score

No doubt, the laws currently on the books provide crucial protections—but experts and advocates warn that they don’t take into account the disparate impacts of the new technology. For example, it’s not illegal for companies to discriminate based on a potential customer’s or employee’s personal network—the people they know and the interests they share with others online. “The legal fight against discrimination (or, rather, the legal fight for equality) may be a long distance from the fight to safeguard ordinary people—and especially members of historically marginalized groups—from encountering unfairness and injustice due to data-driven discrimination,” says Seeta Peña Gangadharan, a researcher focused on data profiling and inclusion.